I'm on social security and have over extended myself and cannot make all the payments let alone living expenses. I need to retain a bankruptcy attorney and file Chapter 7.
The only income I have is 1500 social security and 150 small pension check. I know this will ruin my credit and I'll have a hard time finding a place to rent but I have no choice. I'm single, no dependents but have no assets and I'm 65. Please advise and thank you. Christine, from what you said, you may be well set to do a Chapter 7 bankruptcy which would get rid ameri cash loan spartanburg sc those payday loans and others.
I would worry much less about your credit rating than getting yourself back on a better financial footing. As for renting a place to live, many of my clients have downsized and rented a smaller place after filing their bankruptcy.
Some places (usually larger complexes) turn them down, but they've always found a fine place to live.
Legitimate lenders wont tell you that you can get a loan without knowing your income, credit score, and other personal information. Any lender who guarantees that youll qualify before evaluating your information is probably bad news. Upfront fees. Its against the law for lenders to charge you simply for filling out an application.
Lots of uninitiated contact. Be careful if youre getting constant mailings or calls from a certain company. Legitimate lenders dont need to hound potential customers.
We cannot guarantee any APR since we are not a lender ourselves. An APR can generally run between 6 up to 35. Loan products general have a 2-month minimum repayment term and a 84-month maximum repayment term. Before accepting a loan from a lender within our network, please read the loan agreement carefully as the APR and repayment terms may differ from what is listed on this site.
Repayment Terms. Loans include a minimum repayment plan of 2 months and a maximum repayment plan of 84 months. Before accepting a loan from a lender within our network, please ameri cash loan spartanburg sc the loan agreement carefully as the APR and repayment terms may differ from what is listed on this site. Lender-approval and loan terms will vary based on credit determination and applicable state law - they may offer loans with fixed rates from 6 to 35 APR.
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