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If you have items of value, such as jewelry and electronic items you no longer have a use for, you may want to try a pawn shop.
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If you can possibly plan to save some money at the same time, you can start earning compound interest instead of paying it. Young, British and Broke: The Truth about Payday Loans was broadcast on BBC Three on 3 December 2013 at 21:00. The tool on this page offers a simplified calculation of how costs can spiral if you keep taking out short-term loans.
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It can be expensive to borrow small amounts of money and borrowing may not solve your money problems. Check your options before you borrow: For information about other options for managing bills and debts, ring 1800 007 007 from anywhere in Australia to talk to a free and independent financial counsellor Talk to your electricity, gas, phone or water provider to see if you can work out a payment plan If you are on government benefits, ask if you can receive an advance from Centrelink: Email: http:www.